What We Do
Pension and investment planning for the journey
Trust, honesty and integrity — we have traditional values in building relationships on a foundation of trust and simple human relationships.
The approach we take
Traditionally independent financial advisers and wealth management companies have been transactional led, meaning that they have a significant input in the early stages of product selection and purchase but have very little client contact beyond this point. Our approach is very different and our clients are assured of the highest standard of care and attention at all times.
At Ocaris Wealth Management Ltd our proposition focuses on the relationship with our clients. Our relationship is the most important thing and we believe that the person is the plan. We are proactive in our engagement, and regular review meetings will ensure that the initial and subsequent recommendations remain appropriate and on track towards your life aspirations. We take an active role in the ongoing portfolio governance by monitoring the performance and service provided by our investment partners. Our internal Investment Committee facilitates much of this governance.
We understand that we are in a highly privileged position working with you on your financial needs and towards attainment of your life aspirations. Both your adviser and client support team are committed to helping you achieve this.
Service, service, service
We strive to deliver an excellent service in a professional, yet approachable, manner for all clients from across the business. We provide our clients with published service standards which we endeavour to strictly adhere to.
Use of technology
We believe in embracing cutting edge technology to empower clients and to drive efficiencies, delivering high value and an excellent service to our clients.
We believe in diversity and have a team of advisers that reflects this. We know at least one will be compatible with the appropriate needs. At the end of the day this is a people business; we know we have the right people!
Face to face meetings
We believe in meeting clients in person. All our new clients are offered an initial face to face meeting at no charge. We recommend that subsequent review meetings are also conducted in person and are costed through the fee structure agreed with clients at the outset of the advice process.
True financial planning
Financial planning is not about products. It is based in a deep understanding of client’s financial needs and life aspirations. This will ultimately deliver a financial plan that links meaning to money.
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Investment beliefs and methodology
Broad and diverse investment Committee
Our Investment Committee was established to initially select and monitor on an ongoing basis the performance and service provided by our investment partners. The committee adds another layer of security and confidence for our clients. We meet formally once a month and will always invite external fund managers or investment specialists to provide us with relevant updates on world markets and other valuable economic information.
We are a group of individuals with a very keen interest in investment principles and worldwide investment markets. Although we have a significant internal knowledge bank and a broad range of experience, we like to receive assurances that our investment methodology remains relevant and that our partnerships remain best of breed. We achieve this by appointing external industry experts to the Investment committee including research and data houses.
Not all clients have the same appetite for risk, not all clients have an active interest in the underlying investment vehicles being used. At the end of the day the person is the plan and if it is appropriate to recommend a simple passive investment rather than an active discretionary portfolio we will do so.
We have the expertise to recognise when either is appropriate.
Tradition, innovation and technology
Those three words don’t always sit well together but at Ocaris they do. We have traditional values in building relationships on a foundation of trust and simple human relationships.
Amongst our team are some very capable and imaginative people who embrace technology actively deploying it to improve internal efficiencies, external communications and ultimately client experiences.
Innovation in terms of methodology and implementation is key within Ocaris. From simple internal processes to the structuring of traditional investments – we are not afraid to challenge the status quo where we can see benefits to our clients.
Because we use a focused panel of investment partners, and due to our economies of scale, we can negotiate extremely competitive terms for our clients.
Coupled with our high levels of service and professional advice, clients can be confident that the cost is fair and provides real value for money.
Book a one to one meeting
Please do not hesitate to contact us as we do not charge for initial meetings. We would love to hear from you.Get in touch